The State Employees Credit Union is a combined financial company and cooperative. The organization is run by the members and all decisions made are for the benefits of them. Their website is www.ncsecu.org. If you are working on the State, public department or an immediate family, you can be a part of this organization. All you need is to apply online and your application will be considered.
- Shared Branches. When you join credit union, you don’t have to go to their office just to withdraw. You can always do banking at the morning and even do other transactions. As long as the bank or the credit union is part of the service center networks. You can access your account in SECU on the branches closer to your home or work. Just present your account number and ID to the teller.
- Loans. North Carolina State Employees’ Credit Union offers different kinds of loans which include auto loans, mortgage, and personal loans. The interest rates are lower than the banks, and other commercial lenders. The requirements are even easier to meet and friendlier in considering your application.
- Checking and savings account. This kind of account usually has no fee and even has better interests than other bank savings account. There is even no fee when you withdraw money on ATM machines. You can withdraw any bank or credit union as long as it’s part of the network of SECU.
- Visa Credit Card. NC State Employees’ Credit Union also offers credit card to their members. You can request for this service in your local branch, through online application using your account or contact the customer service. It offers lower rate than the credit cards in the bank and has no annual fee. You can find information on the website on how you can apply for this service and the features they give to you.
Just visit now the website here at ncsecu.org and login your account.